Financial support
You can purchase the desired apartment from Herastrau Signature quick and easy, through the special financing offer from Alpha Bank:
- Financial approval within maximum 3 working days;
- Benefit from preferential interest rates;
- Loan period is up to 35 years;
- Only 15% deposit is required.
Learn more about the favorable conditions loan from an Alpha Bank advisor.
See the example calculation here.
Example calculation for a property worth 223.200 EUR (VAT included):
Credit Value: 0 EUR
Minimum deposit: 33.480 EUR
Refund period: 420 months
Interest rate: 6,602% p.a.
Interest type: variable
Monthly rate: 1.159,57 EUR
File analysis fee: 280 EUR
Evaluation fee: 434 RON
Total Credit Cost: 297.682,48 EUR
Total amount paid by the client: 487.402,48 EUR
D.A.E.: 6,82%
The calculation is of informative purpose and has no contractual value. D.A.E., total cost of credit and total amount paid by customer are estimates. In calculating the total cost of credit and D.A.E. included:
- Interest paid by client throught the loan period;
- File review commission;
- Assessment fee;
- Monthly current account management fee;
- Commission of use of means of payment used to transfer the loan in the seller’s current account opened in Alpha Bank records.
These fees are calculated by reference to the entire duration of the loan.
In the total cost of credit are not included expenses/costs that are unknown and managed by the Bank, respectively, but not limited to:
- Expenses incurred in setting up and advertising collateral and, if necessary for signing of sale which will be concluded for the purchase of Real Estate Finance(notary fees/registration fee/modification/fire/radiation/from the Land and or Electronic Archive of Security Interests, etc.);
- Property insurance costs, the customer is provided with freedom in choosing the provider of the service provider.